Underseer
Contributor
I would add to this appeal to consequences and appeal to emotion.From my reading, most concepts that match your example are going to be in two-word form. Wish fulfillment or (with a bit more circumstance) confirmation bias.
Also, self-serving bias. If you are better-looking, that would benefit the believer, so it is the preferred belief. If you are smarter, that would benefit the believer, so it is the preferred belief.