The whole purpose of the term is to highlight the existence of racial bias against non-white people, which is a real thing. I don't see why the conversation needs to get more complicated than that.
It needs to get more complicated primarily because of claims just like that one. The purpose of the term is not to highlight the existence of racial bias against non-white people, even though that too is a real thing. If a speaker's goal were wholly to highlight the existence of racial bias against non-white people, which is a real thing, then he could perfectly well express that fact more clearly and more truthfully by saying "Racial bias against non-white people is a real thing."
The purpose of the term "white privilege" is to allege that white people in general, and whichever white person the term is being thrown at in particular,
benefit from racial bias against non-white people. It is an accusation that the target of the speaker's invective has unjustly received an unearned benefit and thereby accrued a debt he has an obligation to repay. So
of course if you use the term then you're going to get poor white people's backs up; and that's not the sign of a character flaw in the targets that
"white privilege" peddlers typically treat it as; it's a sign that you've wronged them.
So this explanation is less about the term, more about your disdain toward people who use the term, gotcha.
"More"? No, the explanation is equally about the term and my disdain. People who use the term use it with the meaning I pointed out, for the reason I pointed out -- to make an unfair accusation -- and therefore do not deserve respect. The meaning and the disdain are two sides of the same coin.
If you disagree, then either (1) explain how the existence of racial bias against non-white people really does imply that the particular white person benefits from that bias, or else, if you disagree about whether the term is being used to imply a benefit, then (2) explain what the whole purpose of the term is, this time without making a blatantly false and trivially refutable claim that its whole purpose is to highlight the existence of racial bias against non-white people. Propose a credible reason for adopting the word "privilege" that doesn't reflect badly on the ethics of the person adopting it.
The reason so many progressives choose to believe transparently counterfactual claims like "The whole purpose of the term is to highlight the existence of racial bias against non-white people, which is a real thing" appears to be so that when the poor white people who perceive themselves to be accused of receiving an unjust benefit and who see no referent for that alleged benefit in their own lives inevitably angrily deny that they are privileged, the progressives can use their angry denial as a way to give themselves permission to accuse the poor white people of angrily denying that there's racial bias against non-white people. That too deserves disdain -- it's abusive and it's intellectually dishonest.
So would you agree or disagree that being white, in the majority of contexts, offers a person privilege that isn't accessible to non-white people?
I went to the same big-name university as my parents. I like to think I was good enough to get in on my own merit. But I know perfectly well that that school practices "legacy admissions"; for all I know, maybe that's what I was. My spot in that freshman class was a benefit I received, and I may not have deserved it. Not everyone can get that benefit -- the school can't admit everyone. Maybe they should have rejected me. Maybe they would have, if my parents hadn't gone there. That's what privilege is.
The phenomenon progressives label "white privilege" is the phenomenon of white people not being treated unfairly on account of their race. Not being treated unfairly on account of race is not a limited resource. There is a good reason some people should be rejected from a university; there is no good reason anyone should be treated unfairly on account of her race. The white people are merely being treated the way
everyone ought to be treated. Regardless of what color people are, screwing them over because of it is
wrong. Well, we have a word in English for what you're depriving someone of when you
wrong him; and that word is not "privilege". When you murder someone, we don't say you violated his "privilege of life". When you kidnap him, we don't say you violated his "privilege of liberty". When you rob him, we don't say you violated his "privilege of property".
So yes, of course I disagree that being white, in the majority of contexts, offers a person privilege. This is not rocket science. Fair treatment regardless of your race is not a privilege. It's a right.