Terrell
Veteran Member
- Joined
- Jan 6, 2006
- Messages
- 1,177
- Location
- Upper Marlboro, Maryland
- Basic Beliefs
- socially liberal/libertarian on most issues, but not all.
As for life and car insurance, sorry, that's a business decision based on traffic and actuarial statistics. Men need to quit driving like assholes who are going to live forever and maybe their rates will drop.
Problem with basing it on actuarial statistics is that it effectively punishes the men who don't drive like assholes. How exactly am I supposed to make men I don't even know, much less have authority over, drive in ways that aren't assholish? Since no one gets to choose their gender, I don't think it should be held against them.
Instead if you have two drivers of equal driving records & identical policies, why not charge them the same amount? If one of them turns out to be a screw up then raise that person's rates, but don't raise the rates for people who personally didn't do anything wrong, based on something over which they have no control.
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