After having helped my brother get on disability due to severe epilepsy, I can tell you it is not any easy thing to get. The hoops you .must jump through are many
We are trying to get SSDI for my brother in law who has stage 4 cancer. It stated as a skin cancer and has now spread. He is under almost constant chemo now. He had his own business as a plumber, a well puller and an all around handyman in a rural area. He paid his payroll taxes and he has medical insurance thanks to the ACA. But he is in a red state that didn't expand Medicaid, so that he will lose his subsidy for the health care insurance unless he earns at least 12 thousand dollars a year.
Bizarre, thank you SCOTUS.
We kept him above the 12 thousand dollar a year last year by going together and buying some of the bad debts that were owed to him through the years. Some of the people who owed him money paid him when they heard about his situation.
He had bought a place out in the country that he was renovating in his spare time to be his retirement home. It was about 60% finished. Six of the people who he had hired to help him down through the years got together and finished the work on the house in their spare time. They handed the keys to him on New Years Day so that we can report their gift of the free labor as this year's income, if he doesn't qualify for Medicare under SSDI.
He is an uniquely stubborn and proud man. It has taken nearly a year to talk him into applying for SSDI. He only got the health care insurance because his bother was an ACA advocate, helping people to sign up for the ACA. They discovered the cancer in the screening physical, probably the first time in twenty years that he had been in a doctor's office. He was in surgery less than 48 hours after the physical. Without the ACA he would be dead by now.
We hired a lawyer for him. We are now waiting to hear on the first application.
I was approved for SSDI and Medicare in less than two days and was sent a check for nearly a year of back benefits. I couldn't believe it after all of the horror stories that I had heard. My elder care attorney told us that we wouldn't need him to apply, that with my condition all I needed was a specialist's diagnosis. That was six years ago. He recommended that we hire an attorney in the state that my brother in law lives in because the Social Security Administration had gotten much tougher in that short time.