And isn't them being better off financially in the long run what people who say they care about the poor should care about, rather than whether they have nice furniture they can't afford in their double wide?
Well, no, not in the sense you're saying.
The point is not to maximise their bank account, it's to maximise them. If getting new shoes or a new sofa helps them get a new job, and get their life back on track, then I'm all for it. I can't tell whether a new sofa is really what they need, and nor can you. If you want to support a process whereby the government makes that choice for them, then say so. If you're just trolling for excuses to cut money for poor people, then say so. It's likely that in a fairly large nation, some of the money will be spent on things that aren't strictly needed, just like any other program or person or business. Why is this a vital concern?
Yes, a lot of people are dumb.
But most people, except maybe those who are both dumb and lazy, love their freedom, and will extend a surprising amount of energy to bypass what is imposed on them, and the poor are no different. Plus, you can't know each case individually, and some might have real good ideas on what they need (and the average probably not worst than you and I).
So, (excluding the straightforward option of doing nothing to help them, of course, I've no interest in discussing that), either you
- tell them that you know better than them what they need, raise the cost of the programme to check they're not bypassing the obligations, then try to recoup the cost by excluding those showing initiative and trying to bypass, and end with a program supporting the lazy dumbs and criminals with initiative.
- just give them the money and have it at least be helpful for the few bright ones and moderately helpful for the ones with initiative (even dumb people don't always get it wrong)
(Note that I'm not saying poor are dumber. I'm saying a lot of people are dumb, all kinds together. I've known dumb future nuclear scientists, and I've made plenty of dumb choices myself)
The second option will give you a better society in the end.
The only place where I see a "but they will misspend the money" argument to be considered is where there are third parties at risk (money given to care for children or elderly).
And even there, I'm wary about it.
It might make us all warm and fuzzy to know that little girl will have at least one warm meal per day because the school has been paid for it directly instead of giving the lunch money to her parents who might use it on drugs or something, but if one of the parents is stuck at home and jobless anyway, doesn't it make more sense for him/her to prepare the lunch and use the money to buy her something nice for her birthday? Simple control might be more effective than withholding the money (and of course, totally witholding help is even less of a solution in those cases)