Did you take a class in critical race theory?

[Metaphor]

Yes, you did, in typical Tucker Carlson fashion.

So, Don2 can't answer my question, and neither can you, and yet the question is still a strawman.

You've asked the same question several times. It's been answered several times. Instead of repeating the question, why don't you address the answers?

What was the answer?

 

[Metaphor]

No one said the cutoff was done just to be racist

No, it's never said, only implied with faux-innocence, "I wonder why they would do that".

- that is another one of your predictable straw men.

I asked a question, the same way you ask questions. You can tell I asked a question because there was a question mark at the end of the dot point. I didn't put question marks at the first two dot points because it seemed to me they were not likely to be disputed.

Regardless of the intent of the practice, the result is the same - blacks are less likely to get mortgages even though the risk the same. And this result is due in part to past racist policies that helped to keep black wealth down.

I'm searching for the motive. It was proposed, in the particular hypothetical, that banks know the risk is the same, yet set a cutoff that cuts off customers at the same risk of customers they're already loaning to.

 

[Trausti]

Being a white male helps to become part of the power structure. If you submit and say the right things.

It does not pay the rent in itself.

This is why there are so many recent examples of non-White people pretending to be White or attempting to pass as White.

Stanford therapists allege ‘hostile climate’ for Jews in the workplace

To discuss “White Fragility,” the complaint says, DEI members split up CAPS staff by race, facilitating “space for white staff” to “process [their] reaction” to it. The group was later named the “Whiteness Accountability group/book club.”

The complaint describes “racially segregated affinity groups that separated CAPS staff members on the basis of race or perceived race. One of these groups was for white staff, and another group was for staff comprising minorities of color.

“No affinity group was ever created for members of Jewish ancestral identity,” it continues. “As a result, there was no ‘space’ in the DEI program for Dr. Albucher and Ms. Levin to safely express their lived Jewish experience.”

 

[ZiprHead]

You've asked the same question several times. It's been answered several times. Instead of repeating the question, why don't you address the answers?

What was the answer?

 

[Harry Bosch]

I've never heard of it until recently through talking heads only, never through academic sources. I suspect it may be a thing in some liberal arts classes in college and some very few people have been exposed in that way to the concept. But I'd like to observe how frequent such past class attendance is here in the forum.

Ya, it's a college-level thing. The Republicans are making it sound like it's taught in kindergarten.

That being said, it should probably be taught in kindergarten.

Reading through the posts it seems that the Republicans/libertarians/conservatives/... aren't so much confused about CRT as they are afraid of any discussion of racism in the public schools. Except, of course, for the scourge of racism against white males, especially in admissions to elite universities.

Are you kidding me? This is a great issue for right wingers to exploit. This issue will win them more votes than either BLM, socialism, and defund the police combined!

 

[laughing dog]

No, it's never said, only implied with faux-innocence, "I wonder why they would do that".

Ah, so another one of your spectacularly dumb "reading between the lines" inferences.

I asked a question, the same way you ask questions. You can tell I asked a question because there was a question mark at the end of the dot point. I didn't put question marks at the first two dot points because it seemed to me they were not likely to be disputed.

No, you did not. You did not ask a simple question. You set it up.

I'm searching for the motive. It was proposed, in the particular hypothetical, that banks know the risk is the same, yet set a cutoff that cuts off customers at the same risk of customers they're already loaning to.

So, it did not occur to you that lenders were under pressure after 2008 to tighten up lending standards or that their perception of risk might be affected by the race of the applicant?

 

[Trausti]

Reading through the posts it seems that the Republicans/libertarians/conservatives/... aren't so much confused about CRT as they are afraid of any discussion of racism in the public schools. Except, of course, for the scourge of racism against white males, especially in admissions to elite universities.

Are you kidding me? This is a great issue for right wingers to exploit. This issue will win them more votes than either BLM, socialism, and defund the police combined!

Well, yeah. Parents don't like it when teachers tell their children to identify as oppressor or oppressed. What. A. Surprise.

[TWEET]https://twitter.com/theREALbenORR/status/1408041591567224839[/TWEET]

 

[Metaphor]

You've asked the same question several times. It's been answered several times. Instead of repeating the question, why don't you address the answers?

What was the answer?

What was the answer to the question?

 

[Metaphor]

Ah, so another one of your spectacularly dumb "reading between the lines" inferences.

No. It's the same exact thing you do all the time.

No, you did not. You did not ask a simple question. You set it up.

Of course it's a simple question. Did the banks set the cutoff just to be racist?

So, it did not occur to you that lenders were under pressure after 2008 to tighten up lending standards or that their perception of risk might be affected by the race of the applicant?

Non, that did not occur to me, because that did not fit the scenario as described. In particular, if the reason the cutoff in the hypothetical was set at 40, but there was no difference between 35 and 45, then that does not 'tighten up' lending standards. According to Rhea's own scenario, there was no risk difference between a score of 35 and 45, so raising the score (from 35 to 40) would not have reduced risk.

 

[Don2 (Don1 Revised)]

What was the answer to the question?

""

 

[Jimmy Higgins]

I've never heard of it until recently through talking heads only, never through academic sources. I suspect it may be a thing in some liberal arts classes in college and some very few people have been exposed in that way to the concept. But I'd like to observe how frequent such past class attendance is here in the forum.

Ya, it's a college level thing. The republicans are making it sound like it's taught in kindergarten.

That being said, it should probably be taught in kindergarten.

CRT as it is should be taught at school.

CRT as the exaggerated hyperbolic mess the right-wingers falsely allege it is shouldn't be taught at school.

 

[Metaphor]

What was the answer to the question?

""

That's a response, not an answer. However, it doesn't matter. I know how the board operates. laughing dog asks a question with an implication and it isn't a strawman. I ask a question with an implication and it is a strawman. The actual content doesn't matter.

 

[Elixir]

That's a response, not an answer. However, it doesn't matter. I know how the board operates. laughing dog asks a question with an implication and it isn't a strawman. I ask a question with an implication and it is a strawman.

Waaaah.

 

[Metaphor]

That's a response, not an answer. However, it doesn't matter. I know how the board operates. laughing dog asks a question with an implication and it isn't a strawman. I ask a question with an implication and it is a strawman.

View attachment 34304

Waaaah.

Yes, a lot of things are unfair. I'm surprised you don't agree with Donald.

 

[Gun Nut]

Who walks into a bank to get a loan? Neanderthals. You submit your application online and are approved or not based on your credit report. No demographics are available to the bank prior to closing. If black people happen to be victims of economic inequity then they will, necessarily, fall on the bottom of the pile of people approved for loans. This is due to their economic status, not their skin color. How their skin color affects their economic status PRIOR to being rejected due to their economic status is a very fair question.

Well, I'm a commercial client, private business owner. I'm retired banker! But I have a banker. So, I refyed my home loan through my bank at the branch.

.. and $100 says you are over 50. Like me... and I have gone into a bank recently to discuss a refi too. So, as a retired banker can you speak to the claim that you were trained to weed out people with the wrong skin color for giving loans and deposit accounts and such? It was in your training materials and reinforced during company picnics, right?

 

[Harry Bosch]

Who walks into a bank to get a loan? Neanderthals. You submit your application online and are approved or not based on your credit report. No demographics are available to the bank prior to closing. If black people happen to be victims of economic inequity then they will, necessarily, fall on the bottom of the pile of people approved for loans. This is due to their economic status, not their skin color. How their skin color affects their economic status PRIOR to being rejected due to their economic status is a very fair question.

Well, I'm a commercial client, private business owner. I'm retired banker! But I have a banker. So, I refyed my home loan through my bank at the branch.

.. and $100 says you are over 50. Like me... and I have gone into a bank recently to discuss a refi too. So, as a retired banker can you speak to the claim that you were trained to weed out people with the wrong skin color for giving loans and deposit accounts and such? It was in your training materials and reinforced during company picnics, right?

You want me to mail you a check!? No, you are correct. People don't understand that most bankers are judged on their production. For lenders, it's simply how many loans have you closed. Period. The more loans you close, the more you make. I know several banker who have been fired due to loan production. The pressure to close loans and expand banking business (which isn't just loans) is incredible.

 

[untermensche]

That's a response, not an answer. However, it doesn't matter. I know how the board operates. laughing dog asks a question with an implication and it isn't a strawman. I ask a question with an implication and it is a strawman.

View attachment 34304

Waaaah.

Yes, a lot of things are unfair. I'm surprised you don't agree with Donald.

And to moral beings the unfairness of the man-made world around us leads to a desire for social programs.

It is either all out revolution and trying to seize power or trying to make the current system moral and livable.

What people are allowed to do determines which option is taken.

With good strong social services and strong well enforced regulation a capitalist society can be made pretty livable.

 

[RVonse]

Reading through the posts it seems that the Republicans/libertarians/conservatives/... aren't so much confused about CRT as they are afraid of any discussion of racism in the public schools.

That sounds like a pretty fair statement but not for your reasons. Most of the Republicans/libertarians/conservatives I know actually do agree with the founding principles of Martin Luther King. Admission of a human condition that is imperfect, the desire is to strive for a color blind society where no one cares about skin color. But liberals don't really want this. Liberals want to destroy progress thus far and rub the cats fur backwards getting everyone mad as hell at each other. And CRT is really the perfect instrument for them to rub the cat's fur backward. Such a polarizing term in the first place, they can analysis a subject to death.

It is exactly the same thing as when a Brady bunch type family tries to come together to become one family. But instead of the Brady Bunch we saw on tv, the liberals want 1 of the spouses to keep hammering away the fact some of the kids were not produced by the father's sperm. Analyzing and researching the topic to death brings such unpleasant factual history's (that can no longer be changed) the end result preventing a mixed family from ever becoming a harmonious unit.

Republicans want to make lemonade out of lemons and liberals want to research ways to make the lemons taste more sour.

 

[SimpleDon]

Reading through the posts it seems that the Republicans/libertarians/conservatives/... aren't so much confused about CRT as they are afraid of any discussion of racism in the public schools. Except, of course, for the scourge of racism against white males, especially in admissions to elite universities.

Are you kidding me? This is a great issue for right wingers to exploit. This issue will win them more votes than either BLM, socialism, and defund the police combined!

The lies about CRT and the others you list are exploiting the right-wingers, not the other way around. They are fighting a race war while losing the class war between the 1% and everyone else. The abject weakness of conservatives is that they have to believe in lies in order to be conservatives. This is why they are so vulnerable to authoritarianism and propaganda. Conservatism is based on the fundamental lie that things don't have to change. A siren's song in these times of relentless, constant change.

 

[ZiprHead]

Reading through the posts it seems that the Republicans/libertarians/conservatives/... aren't so much confused about CRT as they are afraid of any discussion of racism in the public schools.

That sounds like a pretty fair statement but not for your reasons. Most of the Republicans/libertarians/conservatives I know actually do agree with the founding principles of Martin Luther King. Admission of a human condition that is imperfect, the desire is to strive for a color blind society where no one cares about skin color. But liberals don't really want this. Liberals want to destroy progress thus far and rub the cats fur backwards getting everyone mad as hell at each other. And CRT is really the perfect instrument for them to rub the cat's fur backward. Such a polarizing term in the first place, they can analysis a subject to death.

It is exactly the same thing as when a Brady bunch type family tries to come together to become one family. But instead of the Brady Bunch we saw on tv, the liberals want 1 of the spouses to keep hammering away the fact some of the kids were not produced by the father's sperm. Analyzing and researching the topic to death brings such unpleasant factual history's (that can no longer be changed) the end result preventing a mixed family from ever becoming a harmonious unit.

Republicans want to make lemonade out of lemons and liberals want to research ways to make the lemons taste more sour.