According to what I've read, all the matter falls into the singularity. That would mean there aren't any protons or neutrons in there any more. A black hole is supposed to have no properties at all except mass, charge and angular momentum.
If you have a very massive black hole you can cross the event horizon and still be alive because the tidal forces are weak enough. So obviously there are protons and neutrons. For an outside observer it only has the properties you mentioned.
This does make me wonder how "quickly" (time is strange in a black hole) the matter goes to the singularity. I would imagine that if a black hole is old and isolated that a vanishing small ratio of its mass equivalence would be near the event horizon as normal matter.
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This is a strange question, but imagine that there is a non-rotating stellar mass black hole and a boulder (or any small radius object) is shot fairly fast dead center into it. This is going to cause that mass to in some time frame to travel from the event horizon to the singularity. Could we calculate what that time would be to us outside of the black hole if we are given the stats of the two objects.?
Would any of the energy of the absorption of the boulder into the singularity reach us in gravitational waves? (Assume a perfect detector)
Or are those waves trapped in the black hole?