Coleman Smith
Member
Well I am not anti-technology. It is interesting how technology has had an adverse effect on employment in the field that I was employed in for the longest period of time. I was a staff member, supervisor and claim manager for a large Independent Insurance adjusting firm.
Examples of technology that have reduced the need need for staff are as follows:
The use of drones to inspect roofs.
The use of satellite imagery to estimate the cost of replacement for roofs without the need of personal inspections.
The use of satellite imagery ( Google Earth) to photograph intersections for reports and eliminating the need for an adjuster to go to the accident scene photograph of the intersection.
The development of widespread use of photographs and cell phones.
Previously the insurance companies had to request that an adjuster take photographs of damage to buildings and vehicles. Now the company can request that the insured or claimant use their cell phone to make photographs of the damage to a building or a vehicle and just email it to them.
The tendency of many insurance companies to use approved body shops for repairs which eliminates the need for an appraiser to see the vehicle. this says reduced the appraisal staff.
We used to dictate our reports and send the electronic copy of the dictation off to a transcription service in another state where it was transcribed and then mailed back to us. because of advancing technology and transcription you can now dictate to your computer as I am doing with this post. This reduces the number of employees who work at the transcription Center
Paperless files have reduced the need for file clerks and makes the files accessible by multiple parties at remote locations..
I suppose that this development affects other people using recorded statements including the police.
The office that I used to work at in the area where I live at one time had a staff of 55 and I believe they now have a staff of two working out of their homes.
I believe that truck drivers may be eliminated by driverless trucks at some point in the future and the same will happen to cab drivers.
I am sure members can give many other examples.
Examples of technology that have reduced the need need for staff are as follows:
The use of drones to inspect roofs.
The use of satellite imagery to estimate the cost of replacement for roofs without the need of personal inspections.
The use of satellite imagery ( Google Earth) to photograph intersections for reports and eliminating the need for an adjuster to go to the accident scene photograph of the intersection.
The development of widespread use of photographs and cell phones.
Previously the insurance companies had to request that an adjuster take photographs of damage to buildings and vehicles. Now the company can request that the insured or claimant use their cell phone to make photographs of the damage to a building or a vehicle and just email it to them.
The tendency of many insurance companies to use approved body shops for repairs which eliminates the need for an appraiser to see the vehicle. this says reduced the appraisal staff.
We used to dictate our reports and send the electronic copy of the dictation off to a transcription service in another state where it was transcribed and then mailed back to us. because of advancing technology and transcription you can now dictate to your computer as I am doing with this post. This reduces the number of employees who work at the transcription Center
Paperless files have reduced the need for file clerks and makes the files accessible by multiple parties at remote locations..
I suppose that this development affects other people using recorded statements including the police.
The office that I used to work at in the area where I live at one time had a staff of 55 and I believe they now have a staff of two working out of their homes.
I believe that truck drivers may be eliminated by driverless trucks at some point in the future and the same will happen to cab drivers.
I am sure members can give many other examples.