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Climate Change(d)?

They would go bankrupt real quick if they didn't understand risk.

Insurance companies are not known to have their customer's interests at heart.
Not going bankrupt is in the companies' interest. Avoiding increased costs is in the companies' interest and where they are willing to write policies and for how much is pretty indicative of what they think is a losing bet.
 
They would go bankrupt real quick if they didn't understand risk.

Insurance companies are not known to have their customer's interests at heart.
Not going bankrupt is in the companies' interest. Avoiding increased costs is in the companies' interest and where they are willing to write policies and for how much is pretty indicative of what they think is a losing bet.

That and maximize profit.
 

That and maximize profit.
From the schwizzle skool of bidness; maximize profits by not selling in areas with sky high rates due solely to left wing lies!
😆
I’m amazed that anyone so dumb can afford to live in Santa Monica. It must offer more equal opportunity than I thought.
 
Yes it does, natural variability.

Why so many people believe that climate never changes or shouldn’t ever change is baffling.
Yeah, natural variability explains everything.

I mean, literally everything.

NASA wasted huge amounts of effort on the Apollo program; They should just have waited until Neil Armstrong's location naturally varied from Florida to the Sea of Tranquility and back again.
 
Yes wildfires tend to be created by humans, and so is the rapid climate change and the effects of human caused climate change. Get the drift now?
This thread has been active since 2021. Aside from an imperceptible rise on global average temperature (over 100 years or so) there has been no noticeable change in climate. Do you even understand the meaning of the word rapid?
The last 20 to 40 years:

Male bovine excrement. You link to an insurance company as evidence? Not biased at all hey? I also took a look at one of the bs studies the article used.

When removing many non-meteorological factors, it is shown that the annual frequency of United States tornadoes through the most reliable portions of the historical record has remained relatively constant. The most notable trends in tornado frequency are associated with increasing annual variability and a recent tendency for more tornadoes on any given tornado day. There has also been a measurable shift in the annual timing of tornado season, but it is currently unknown if this is due to rising global temperatures or natural variability

Another epic fail.

Didn't bother with the rest because it will undoubtably be more of the same.
Read more carefully. The claim is "move eastward". You respond with evidence about frequency.
 
When it comes to mitigating financial risk, particularly due to natural disasters, insurance companies are very likely to be a good source.

I highly doubt that.
Doesn't make it go away. Insurance companies have two fundamental business objectives:

Averaging random risk. This is accomplished simply by being big.

Predicting risk. This is actual skill. The core skill of the business. You want to know actual risks, ask an insurance company.
 
Yes it does, natural variability.

Why so many people believe that climate never changes or shouldn’t ever change is baffling.
Yeah, natural variability explains everything.

I mean, literally everything.

NASA wasted huge amounts of effort on the Apollo program; They should just have waited until Neil Armstrong's location naturally varied from Florida to the Sea of Tranquility and back again.
A great man once said: “Tide goes in, tide goes out, you can’t explain that.”
 
Nonetheless, the number of tornadoes is increasing in the US and shifting geographically, hitting more areas outside “Tornado Alley.”

Researchers report over 1,000 tornadoes across the U.S. by May 2025. The frequency and intensity of tornadoes have increased in many regions, especially in the U.S., resulting in unprecedented insured losses. For example, in the first half of 2024, severe thunderstorms (including tornadoes) led to $34 billion in insured losses—the highest ever recorded for that period.
-perplexity, obviously a democrat
Now you're making the same mistake he is. Increased "in many regions" doesn't mean increased overall. Note the map showed some areas of increase and some areas of decrease.

But note that even if the same number of people are at risk the risk is higher because there's more preparation in tornado alley.
 
Yes it does, natural variability.

Why so many people believe that climate never changes or shouldn’t ever change is baffling.
Nobody has said climate never changes. Looking at the historical record Earth has gone to extremes in both directions, note that both extremes killed most life on the planet. The maximum change will probably do us in. And we can measure some of the factors--the reason for the change comes down to increasing CO2 plus the various feedback cycles that causes. It's our doing, not nature's.
 
Big mess coming: we are going to lose the Atlantic conveyor.
What's all this "we" business? Santa Monica is on the Pacific coast.
They’re also assuming that the “Atlantic conveyer” even exists and isn’t rapture-like propaganda from those who are benefiting from the anti-carbon effort.
 
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