DBT
Contributor
Heard a suggestion that compulsory personal insurance may be a way to modify police behaviour. Ever higher premiums imposed based on the number, degree or severity of substantiated (not frivolous) complaints the officer accrues. Just like surgeons and other health professionals.
Who would pay for the insurance? Cops don't make all that much. And the vast majority are good cops who don't break the law or violate their oath.
Income should allow for basic cover....so as an officer accrues negative points they are penalised by increases in cost of insurance. Which is a motive for not doing the wrong thing, to be more careful how they deal with people.