These "Universities" that have popped up have become big business and often offer people little in the way of an education, and a lot in the way of debt. A lot of their "courses" are next to useless in the real world. Examples include "Certified Electronics technician" which prepares you for the exciting world of being the guy at Best buy that comes to install your TV - and for only $18,000! "Pharmacy Technician", when most pharmacies in most states either don't require certification or send you themselves. You too can spend $12,000 to make that big $12.00/hr paycheck. They play up the CSI type commercials and offer courses in Criminal Justice, which doesn't exactly get you on crime scenes and in labs like on TV. Now, some of these degrees can be useful, but you have to do the research and resist the salesmen who only want you to get your loan and get your ass in the seat for a few days. Then they have your money and your debt.
I myself went to a computer school to become an Microsoft Certified Systems Analyst, or IT guy. It was very high pressure sales situation, but it was something I wanted to do. The school seemed to check out, and I signed the dotted line for about $26,000.00. Three weeks into the course, my son (whom has severe mental issues) had a breakdown, and I had to leave school for awhile to attend to him. I called the school to let them know what was going on. No problem they said, just resume your courses whenever you're ready they said. The next year I called to resume. They said I couldn't. They also said they would refund NOTHING. I went higher and higher up the chain. Nothing. I called the Better Business Bureau, and anyone else I could think of, even my congressman, no help. I went to school for three weeks and got $26,000 in debt for nothing. So, yeah, I'm a little bitter. I'm also not paying it. I cannot afford it and even if I could, fuck them.