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US student loans grotesquely high

Swammerdami

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The formula prescribes a minimum age for partner
No, it doesn't. It prescribed the ideal age for a man's wife. The central point on a bell curve of undefined width.

It's generally not considered fit for that purpose anymore, but it's not notably more fit for the other purposes to which it has been co-opted, but for which it's author never intended it.
Did you provide a cite for this? (I'm too lazy to check.) Anyway, in recent decades it's acquired a new interpretation and imposes an anti-exploitation criterion. It gives not the IDEAL but the MINIMUM age for a man's wife. This meshes with your definition only if "ideal age" is defined as the minimum age which does not violate the anti-exploitation (or "creepiness") constraint.

Even more ideal with the alleged criterion, according to the formula, would be to replace wife every six years with a wife born three years later than the prior wife.
 

bilby

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Did you provide a cite for this?
I didn't.

I assume most people have access to both Google and Wikipedia.

In earlier sources, the rule sometimes had a different interpretation than in contemporary times. Not only was it gender-specific, it was presented as a formula to calculate the ideal age of a female partner at the beginning of a relationship, instead of a lower limit. Frederick Locker-Lampson's Patchwork from 1879 states the opinion "A wife should be half the age of her husband with seven years added."[84] Max O'Rell's Her Royal Highness Woman from 1901 gives the rule in the format "A man should marry a woman half his age, plus seven."[85] A similar interpretation is also present in the 1951 play The Moon Is Blue by F. Hugh Herbert: "Haven't you ever heard that the girl is supposed to be half the man's age, plus seven?"[86]

https://en.m.wikipedia.org/wiki/Age_disparity_in_sexual_relationships
 

steve_bank

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People with student loass are grotesquely irresponsible.
 

Jarhyn

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People with student loass are grotesquely irresponsible.
Identification of responsibility when we had the opportunity to educate on the responsibility but did not implies that the irresponsible ones were not the people with student loans but the society that allowed that industry, and shaped it such that they are a fountain of irresponsibility requiring mitigation.

We should pay our taxes to clean it up, say "let's fix this", and disallow such irresponsible social offerings as student loans, instead offering education as a gift of public infrastructure.
 

steve_bank

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In the news young people are turning skilled trades and community college ptogrsms. They can get tsed withut any debt and and make good mney.

I expect a lot of people these days go to coleg thinking it is an automatic ticket to a good job out of the box.

The OWS complaint was 'We got our degrees where are the jobs?'. College is supposed to give you the knowledge and reasoning skills to figure things out for yourself. If you get a dgree it is up to yiu to figure out how to make a living.

In the 80s I knew a guy whao got a degree in philosphy, then went to a community college to learn electronics so he could get a job.

Something I noticed and others in my generation.

Something was missing in the newer new collrge engineering grads. When faced witha problem they could not find a solution for they could be at a loss as yo how to solve it.

In an interview a businessman said young people entering the business work place need more structure and supervision than past generations.

In Biden's plan an upper limit of 125k is bullshit. 250k per household.


College degree or not figuring out how to support yourself is on you. While I am an independet centrists. in this case it is the reublican label of the 'nanny state'.

You take a school loan to invest in yourself and your future. I saw a commercial where a narator said busyness should pay student debt because 'we went to school for you'.

Something is going out of our culture. We are becoming a nanny state.
 

lpetrich

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Federal judge Mark Pittman blocks Biden's student loan forgiveness plan - The Washington Post - November 11, 2022 - "The Justice Department is appealing the decision, but the Education Department has halted relief applications."
The Job Creators Network Foundation filed a lawsuit in October on behalf of a borrower who does not qualify for the full $20,000 in debt relief and one who is ineligible altogether. The suit alleges the administration violated federal procedures by denying borrowers the opportunity to provide public comment before unveiling the program.

...
In a statement, White House press secretary Karine Jean-Pierre said: “We strongly disagree with the District Court’s ruling on our student debt relief program and the Department of Justice has filed an appeal. The President and this Administration are determined to help working and middle-class Americans get back on their feet, while our opponents — backed by extreme Republican special interests — sued to block millions of Americans from getting much-needed relief.”

More than 26 million people have applied for loan relief. Jean-Pierre said the administration will hold onto their information “so it can quickly process their relief once we prevail in court.” The Education Department, however, is no longer accepting applications in light of the ruling but encouraged borrowers to sign up for updates at studentaid.gov.

Pittman’s order comes after the U.S. Court of Appeals for the 8th Circuit last month granted a temporary stay against the loan forgiveness program in a separate lawsuit brought by six Republican-led states. The cases are among a growing number of legal challenges to stop Biden’s program. Some of those suits, including one filed in Indiana and another in Wisconsin, have been dismissed for lack of standing.
 

lpetrich

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Supreme Court asked to allow Biden's student loan forgiveness plan - The Washington Post
The Biden administration on Friday asked the Supreme Court to reinstate its student loan forgiveness program, saying its creation was well within the authority of the education secretary and that a lower court decision putting it on hold “leaves millions of economically vulnerable borrowers in limbo.”

U.S. Solicitor General Elizabeth B. Prelogar criticized a 3-0 decision on Monday by a panel of the U.S. Court of Appeals for the 8th Circuit. It sided with a coalition of six Republican-led states that requested that the court table any debt cancellation amid ongoing litigation. The injunction is to remain in place until further action from that court or the Supreme Court.

Plaintiff in Biden Student Debt Lawsuit Had PPP Loan Forgiven - "The lawsuit, aimed at ending Biden’s debt forgiveness program, is being bankrolled by a well-connected right-wing group."
The plaintiff in a lawsuit seeking to overturn President Joe Biden’s student debt forgiveness program has herself been a beneficiary of debt cancellation, in the form of a Paycheck Protection Program business loan worth over twice the maximum amount covered under Biden’s program.

...
Student debt relief advocates say the lawsuits are astroturf efforts by right-wing political organizations. “These sham lawsuits are blatantly manufactured by billionaire-funded right-wing organizations whose only purpose is to play dirty politics,” Braxton Brewington, spokesperson for the Debt Collective, told The Intercept. “These plaintiffs aren’t actually harmed by student debt cancellation, they’re simply willing to be political pawns for dark-money groups who will do anything to prevent working people from having financial breathing room.”
 

lpetrich

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Biden announced a student loan payment extension. Here's what we know. - The Washington Post - November 23, 2022
The Biden administration announced Tuesday that it will again extend a pandemic-era pause on payments for federal student loans as courts weigh the fate of its debt forgiveness program.

The payment pause, which was first implemented during the Trump administration and extended multiple times, had been set to end on Dec. 31. Officials had hoped to have forgiven some debt by then so borrowers’ balances would be lower, or in some cases wiped altogether, before payments resumed.

...
Payments will resume 60 days after the department is allowed to implement the program or the litigation is resolved, officials said. If that hasn’t happened by June 30, payments will resume 60 days later or on Sept. 1, the department said.
 
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