Caveat investor. If a scheme sounds too good to be true, it almost certainly is. For most people sticking their money in low-cost index funds is the best option anyway. No fuss, no muss. If your house is broken into or you are held up by a gun-wielding mugger, you did nothing to invite that situation, but if you fall victim to a ponzi scheme or some other con (like investing in swamp land in Florida), you bear a part of responsibility for falling for it. You signed on the line which was dotted without doing your homework.I'd much rather lose the twenty dollars in my pocket than my entire life savings, actually.
But the biggest difference is the threat and actuality of violence when it comes to street crime.
Try losing your life, which can happen during robberies.Being mugged is very distressing, it is true, but so is losing your home.
Are you seriously comparing prison with prideandfall's schnapps idea of giving thieves and robbers a free house and a $45k a year stipend so they don't rob and steal?What do you think prison is?