Gas almost $7 a gallon

[Loren Pechtel]

One of the biggest problems is people do not know how to budget. You may think it's easy. It's not for millions of people. You ever hear the comment people make regarding their paycheck, "Where does it all go?" They literally do not know where it does go. And if you're living a cashless lifestyle, seeing where it all goes is very easy now. Just look at the last couple months of spending and highlight all the stuff you could have done without. It's that simple. It's at Starbucks, It's at buying lunch. It's at convenient store geedunk. And these days it's likely at a lot of on line impulse buying.

This. Spending isn't nearly as obvious when it's electronic. High school really needs to teach people to track spending and something of budgeting. Spend a month, write down everything you spend money on. If you're still having trouble repeat that itemizing every bit of spending.

 

[Loren Pechtel]

One of the biggest problems is people do not know how to budget. You may think it's easy. It's not for millions of people. You ever hear the comment people make regarding their paycheck, "Where does it all go?" They literally do not know where it does go. And if you're living a cashless lifestyle, seeing where it all goes is very easy now. Just look at the last couple months of spending and highlight all the stuff you could have done without. It's that simple. It's at Starbucks, It's at buying lunch. It's at convenient store geedunk. And these days it's likely at a lot of on line impulse buying.

Anyone with a need and an inability to meet their responsibility towards that need is in need of a guardian or social service, of some mercy, not in need specifically of being let off the hook of their responsibility towards their need.

He's talking ignorance, not inability. They don't need a guardian, they need basic financial management education.

 

[Jarhyn]

One of the biggest problems is people do not know how to budget. You may think it's easy. It's not for millions of people. You ever hear the comment people make regarding their paycheck, "Where does it all go?" They literally do not know where it does go. And if you're living a cashless lifestyle, seeing where it all goes is very easy now. Just look at the last couple months of spending and highlight all the stuff you could have done without. It's that simple. It's at Starbucks, It's at buying lunch. It's at convenient store geedunk. And these days it's likely at a lot of on line impulse buying.

Anyone with a need and an inability to meet their responsibility towards that need is in need of a guardian or social service, of some mercy, not in need specifically of being let off the hook of their responsibility towards their need.

He's talking ignorance, not inability. They don't need a guardian, they need basic financial management education.

That's needing a social service, a mercy of sorts. A mercy for everyone, I think.

 

[Jarhyn]

And to those who don't or can't manage finances effectively, provide them financial planning assistance.

And taxpayer funded no-questions-asked long term probably reversible birth control, at their request.

 

[Jimmy Higgins]

One of the biggest problems is people do not know how to budget. You may think it's easy. It's not for millions of people. You ever hear the comment people make regarding their paycheck, "Where does it all go?" They literally do not know where it does go. And if you're living a cashless lifestyle, seeing where it all goes is very easy now. Just look at the last couple months of spending and highlight all the stuff you could have done without. It's that simple. It's at Starbucks, It's at buying lunch. It's at convenient store geedunk. And these days it's likely at a lot of on line impulse buying.

Anyone with a need and an inability to meet their responsibility towards that need is in need of a guardian or social service, of some mercy, not in need specifically of being let off the hook of their responsibility towards their need.

He's talking ignorance, not inability. They don't need a guardian, they need basic financial management education.

Or maybe a wage they can live on?

 

[Jarhyn]

One of the biggest problems is people do not know how to budget. You may think it's easy. It's not for millions of people. You ever hear the comment people make regarding their paycheck, "Where does it all go?" They literally do not know where it does go. And if you're living a cashless lifestyle, seeing where it all goes is very easy now. Just look at the last couple months of spending and highlight all the stuff you could have done without. It's that simple. It's at Starbucks, It's at buying lunch. It's at convenient store geedunk. And these days it's likely at a lot of on line impulse buying.

Anyone with a need and an inability to meet their responsibility towards that need is in need of a guardian or social service, of some mercy, not in need specifically of being let off the hook of their responsibility towards their need.

He's talking ignorance, not inability. They don't need a guardian, they need basic financial management education.

Or maybe a wage they can live on?

So, I'm not disagreeing that people are not paid enough for their contributions to the economy.

Even so, without certain skills that are picked up normally through family observation and parentally provided education, certain aspects of personal finance will make any amount of paycheck vanish like a fart in the wind.

In addition to wages that CAN be budgeted well, we need the education on how to so budget.

Getting that education is... Not easy. It is very painful without a safe-ish environment to learn in and from. Hard Knocks is not the school choice for me, and shouldn't be the choice of education that most have to endure when their parents fuck it up

 

[Swammerdami]

The government can and should tax extra to the consumer on gasoline,

THIS^^^

Put a sin tax on motor fuel comparable to the tax on liquor.

Then let the free market sort out the details.
Tom

Some Americans, including myself, proposed this 40+ years ago. It would have changed behavior: carpools, bicycles, public transport, etc. Instead we see some people taking 100-mile commutes! The net price of gasoline may be higher now than it would have been had the long-term demand been reduced with such taxes. And now, instead of many billions of dollars flowing to the U.S. in the form of gasoline (or carbon) taxes, those billions are flowing to the murderous Saudi royals or, until recently, Russian oligarchs.

Of course a sudden hike right now would be too disruptive. And even talking about gradual taxation if/when U.S. emerges from the current economic crisis is pointless — rational governance is a thing of the past here.

California tops out at $1.18 in taxes and fees per gallon. I don't think it reduces jackshit. You're just hurting those who can least afford it.

Do not look at one tax in isolation. Major changes to the tax system need to be coordinated. I've proposed that the first $2000 or so in payroll taxes be waived, replaced by the revenue from the carbon/gasoline tax.

Would that benefit a low-income worker who's already bicycling to work, while hurting his low-income buddy who drives a gas guzzler? You betcha! When instituting taxes to modify behavior, we want to ... modify behavior.

 

[Loren Pechtel]

One of the biggest problems is people do not know how to budget. You may think it's easy. It's not for millions of people. You ever hear the comment people make regarding their paycheck, "Where does it all go?" They literally do not know where it does go. And if you're living a cashless lifestyle, seeing where it all goes is very easy now. Just look at the last couple months of spending and highlight all the stuff you could have done without. It's that simple. It's at Starbucks, It's at buying lunch. It's at convenient store geedunk. And these days it's likely at a lot of on line impulse buying.

Anyone with a need and an inability to meet their responsibility towards that need is in need of a guardian or social service, of some mercy, not in need specifically of being let off the hook of their responsibility towards their need.

He's talking ignorance, not inability. They don't need a guardian, they need basic financial management education.

Or maybe a wage they can live on?

It's generally not a problem that can be solved very well that way--they make more, they spend more.

 

[TV and credit cards]

You'd think somewhere along the line of sixteen years of education teaching people how to make a lot of money, there would have been at least one class on budgeting. To put it another way that may set off an alarm bell: a class on how to live within your means/responsible use of credit. Call me a conspiracy theorist but do you think any industry group(s) might take exception to teaching youngster how to handle their money responsibly? They may pay lip service to the notion but it will likely be after the fact. After a person has gotten themselves in debt up to their eyeballs.
Try to put something meaningful in place before the fact that ensures people understand the detriment of living a life of consumer credit and minimum payments and credit issuers will raise holy hell.

And yes our infrastructure is set up for the privately owned vehicle. But more than this is attitudes of motorists toward cyclists. One bright spot is the infrastructure plan. Who is in charge of it and if we can keep a democrat in the oval office while that money is available so a few years from now we are not spending it on ever widening highways.

Buttigieg Looking Out for Bicyclists and Black People. What a nice guy. I hope he's president some day.

 

[Jarhyn]

You'd think somewhere along the line of sixteen years of education teaching people how to make a lot of money, there would have been at least one class on budgeting. To put it another way that may set off an alarm bell: a class on how to live within your means/responsible use of credit. Call me a conspiracy theorist but do you think any industry group(s) might take exception to teaching youngster how to handle their money responsibly? They may pay lip service to the notion but it will likely be after the fact. After a person has gotten themselves in debt up to their eyeballs.
Try to put something meaningful in place before the fact that ensures people understand the detriment of living a life of consumer credit and minimum payments and credit issuers will raise holy hell.

And yes our infrastructure is set up for the privately owned vehicle. But more than this is attitudes of motorists toward cyclists. One bright spot is the infrastructure plan. Who is in charge of it and if we can keep a democrat in the oval office while that money is available so a few years from now we are not spending it on ever widening highways.

Buttigieg Looking Out for Bicyclists and Black People. What a nice guy. I hope he's president some day.

The issue is that while there is great interest of those who have power in making people more capable of making money it benefits those who have said power over the message to not teach them how to hold onto it.

 

[Jimmy Higgins]

One of the biggest problems is people do not know how to budget. You may think it's easy. It's not for millions of people. You ever hear the comment people make regarding their paycheck, "Where does it all go?" They literally do not know where it does go. And if you're living a cashless lifestyle, seeing where it all goes is very easy now. Just look at the last couple months of spending and highlight all the stuff you could have done without. It's that simple. It's at Starbucks, It's at buying lunch. It's at convenient store geedunk. And these days it's likely at a lot of on line impulse buying.

Anyone with a need and an inability to meet their responsibility towards that need is in need of a guardian or social service, of some mercy, not in need specifically of being let off the hook of their responsibility towards their need.

He's talking ignorance, not inability. They don't need a guardian, they need basic financial management education.

Or maybe a wage they can live on?

It's generally not a problem that can be solved very well that way--they make more, they spend more.

That statement is generally true for most people.

 

[ZiprHead]

Biden says he's nearing decisions on gas tax holiday and student loans as he tries to tame costs

President Joe Biden said Monday he hopes to decide soon whether to support a temporary pause in the federal gasoline tax and is nearing a decision on student loan relief as he looks to ease the burden of high prices on Americans.

www.cnn.com

 

[ZiprHead]

Just saw that regular grade gas in Canada (eh) is about $8.50/gallon in US dollars.

 

[Patooka]

Just saw that regular grade gas in Canada (eh) is about $8.50/gallon in US dollars.

Clearly also Biden's fault.

 

[Hermit]

Just saw that regular grade gas in Canada (eh) is about $8.50/gallon in US dollars.

Clearly also Biden's fault.

Ties in with his son's laptops too.

And Clinton's emails.

And those antifa terrorists.

 

[ZiprHead]

Just saw that regular grade gas in Canada (eh) is about $8.50/gallon in US dollars.

Clearly also Biden's fault.

Ties in with his son's laptops too.

And Clinton's emails.

And those antifa terrorists.

And BENGHAZIIIIIIII!!!

 

[ZiprHead]

 

[bilby]

North America, Europe, and Brazil are not ‘the world’.

What happened to Asia? More than half of the world population lives in Asia. Where are Africa and the Middle East?

Including the Middle East would likely undermine the point a little (at least for the hard of thinking); And at least part of Africa appears on the graphic, albeit with no data for that continent. But that’s no excuse for presenting as “the world” a graphic that excludes well in excess of 80% of humanity.

 

[ZiprHead]

$4.919/gal here. In Midland northeast of me it's $4.649.

 

[Jason Harvestdancer]

Three weeks ago here it was $3.29 for regular. About a week and a half ago it bumped up to $3.89. Today it went up to $4.25.

I last week filled my car with premium for $4.49. Kinda' dreading what it will be next time I fill up but I'm not going to complain. My part of the effort to spit in Putin's eye.

I recall you saying something about a right-wing relative who posted the gas prices on either election day or inauguration day. Did you ever get back with that person?