A completely casual guy, to whom nudity means nothing, walks into the women's locker room intent on taking a shower, getting dressed, and going home.
- Toni, in same locker room sees the guy, she has an immediate reaction of fight or flight.
More details are needed according to my stated methodology, and first off you are automatically proclaiming it a "guy". I'll treat with you starting at "person with a penis and no breasts".
Where is this locker room -- is it in the YMCA, or is it in a "women's" gym, or is it after a sports game, or is it after a college class, or is it at the local pool...
Context here matters. People can be reasonably expected to properly contextualize their fears and work through them when they have contextually inappropriate reactions.
Does she know who it is?
Do they have testicles?
A psychopathic male who is intent on violently assaulting a woman in the women's locker room, walks into the women's locker room intent on walking into a shower stall and committing a heinous crime.
- Toni, in same locker room sees the guy, she has an immediate reaction of fight or flight.
A psychopathic woman who is intent on violently assaulting people...
Again, though, a lot depends on where she is.
If she's in a YMCA, I already provided that there should be an option that isn't the other.
If it's a normal women's fitness club, either this person no longer has testicles AND has passed a urinalysis for testosterone, so they are a regular member of the gym, OR they have already shot everyone from the front desk to the locker room, she has many other indicators as to what is going on.
Let's assume thought that she is, perhaps, a deaf person and doesn't hear the sounds of someone in the building forcing their way past the person at the front desk, forcing a door, traveling through the gym, and getting naked BEFORE attacking her...
I'm sorry, but your situation is not plausible.
There is going to be myriad things that warrant reasonable reaction (though not expected reaction) prior to that point.
If it is the YMCA and she attacks a female with a flat chest in automatic fight or flight because that person
looks "mannish", she's just attacked someone based on knee-jerk prejudice, and if she runs... Well, that's a really fucking shitty thing to do to someone.
If she is in the YMCA and the person has a penis out, she would be fully encouraged (though not expected because
that would be victim blaming) to fight or run, because I have already said that where there is mixed public access, there needs to be a third option which does not out trans people.
If it is after a sports game, either the psychopath is already someone she knows and is on her team, as an intact male psychopath, or is a complete stranger and she is not expecting to see them and then again,
fully encouraged to fight or run.