I'm convinced that the question of whether we have freedom of will is completely lacking in utility.
If we do, then what can we do with that knowledge, that we are not already doing? People do stuff, and their actions have consequences, including consequences imposed by other humans.
The imposed consequences are predicated on the idea that rewards or punishments are just, because the actions were chosen by the actor. Is this reasonable?
There are two basic classes of possibilities: The actions were chosen (free will of some flavour); Or they were not chosen (determinism of some hardness or other).
If the first case applies, then yes, our system of rewards and punishments is just (or at least has the potential to be just); People who behave well should be rewarded because they made good choices, and people who behaved badly should, similarly, be punished.
If, on the other hand, the second case applies, then our system of rewards and punishments is (by stark contrast)
not unjust, because in a determined universe, justice is not even a thing - whatever rewards or punishments occur could not have been otherwise.
So we have an impasse. Do we believe in a universe where our behaviour is just; Or a very different universe in which our behaviour is not unjust?
Well, if we have freedom to choose, we could pick either of these indistinguishable options, with identical results. And if we don't, we are unavoidably going to pick one or the other, with identical results.
Given the vast gulf between these alternatives, clearly this is a question of importance, and it's answer is of great utility in our daily lives.
Fundamental to the idea that determinism would be a useful concept is the assumption that we can choose it. But if it's true, we don't get a choice. So it's not a useful concept.
That is, if a hard determinist is trying to persuade us to agree with their philosophy, then they either haven't thought it through, or they couldn't do anything else. Either way, there's no possibility of its being a philosophical position that they have chosen on the basis of the evidence, and so no value or utility in their argument.
"I choose to believe that hard determinism is correct" is a self falsifying statement; It can never be true.